Why should you choose corporate insurance brokers over going directly to insurance companies?

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  • Why should you choose corporate insurance brokers over going directly to insurance companies?

 

corporate insurance brokers in india

We, humans, love choices and options. In fact, not a single day goes by when we make decisions without evaluating our options. We all want the best right?
This is why when we are not offered choices or options we ponder or frown upon whether we got a good deal or not, right?

Be it a pair of jeans, going out for a dinner, buying a new phone. We all evaluate the best for ourselves.
The same is the case with Corporate Insurance policies, except, as business owners we don’t get as many choices/options if you contact a private insurance company directly.

 

And that’s not the only benefit of choosing corporate insurance brokers over insurance companies.
With Corporate Insurance Brokers you get;

 

  1. A pool of insurances from a variety of insurance companies

When you contact directly an insurance company, you can only get so much variety and chances are they might not be able to cater to your custom insurance need. So with an insurance broker by your side, you always get more selection and their support for custom insurance needs.

  1. Special insurance plans offered exclusively by insurance brokers

    Apart from custom or tailored insurance, there are certain plans that are only offered by insurance brokers which might offer better coverage or better premium/rates.
     
  2. Better or same premiums/rates

    Now with Insurance brokers, you get better or the same premium rates and more selection available at your hand. On top of that, you don’t have to pay any special fee or commission to your broker as IRDA strictly prohibits insurance brokers to charge any commission from clients.
     
  3. Insurance expertise and consultation

    Most insurance brokers have a good amount of experience and they are informed and expert enough to give you good consultation and help you choose the best plan that suits you.
     
  4. An insurance broker finds the policy for you

When you’re running an enterprise or a business, buying insurance can be a tedious task. All that browsing and enquiring can eat up a lot of your time. The risks in a running business are unpredictable and uncertain so you need experts who can readily provide the best insurance covers and handle the claims without you having to bother yourself to leave your core work.

Now you know that Corporate Insurance brokers are worth it.
But how do you choose the best one?

Here are the 7 factors based on which you can evaluate corporate insurance brokers and choose the best one.

  • Quantum of Experience and knowledge
  • How are their relationships with the Insurance companies they work with?
  • What will be their role in claim settlement?
  • What is their claim settlement ratio?
  • Trustworthiness – do they put the customer satisfaction over their own gain?
  • How do they provide Customer service – Are they ready to meet personally, call or email only. 
  • You may also check the availability of Insurance brokers - do they have set timings or do they also provide support during after-hours.

Please note that all these evaluation factors pertain only to the corporate insurance brokers who cater to risks involved in businesses only. Factors to assess an individual insurance provider might be different.

Corporate Insurance plays an integral role in covering business risks and indemnifying a business financially. You just have to find brokers that have their client’s interests as a top priority. One such Corporate Insurance broker that has 21 years of experience and puts its clients above everything else is JInsurance brokers.
Now What makes J Insurance brokers the best Corporate Insurance brokers in India?

We at JInsurance have a policy of “Trust and Transparency” over everything else. Over the span of 21 years, we have earned nothing but the trust of our clients and have continued to have sustained a nurtured relationship with them. Here is what sets us apart from other corporate insurance brokers.

  • We don’t like to keep you waiting. This is why our whole process is fully automated. From generating a quotation to filing for a claim. The whole process is super smooth. 
  • Our after-sales service is “Commendable”, is what our clients say
  • We ensure to secure and get maximum claims settled
  • We shop around for you and find the best plan according to your need
  • We have generated our expertise by serving over 1000 clients over the years

So If you’re a business owner looking for good standard fire insurance, marine insurance, travel insurance, workmen compensation insurance, group medical claim, or even engineering risk insurance, then your search ends here at JInsurance.in